I Pay $900 A Month In Student Loans

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Komentar • 6 154

  • BeautyandtheBritt
    BeautyandtheBritt 5 jam yang lalu

    Go to nursing school at a community college. Then become a travel nurse. You can pay that debt off in maybe 5 years

  • MassEffectFan113
    MassEffectFan113 10 jam yang lalu

    ...lmao. Senator Feinstein, yeah give her a call. lmao.

  • Smack 2
    Smack 2 14 jam yang lalu

    Funny how the stupidest people are the ones who go to school.

  • kgatelyjr
    kgatelyjr 20 jam yang lalu

    College is a scam

  • kthename08
    kthename08 Hari Yang lalu

    I wonder if she tried to get on an income based repayment, it's helping me now.

  • jeremy marshall
    jeremy marshall 2 hari yang lalu

    Shes has more than me and I have masters...does she even know about the income repayment?

  • videxvid
    videxvid 2 hari yang lalu

    Student loans are the worst Ponzi scheme to plaque young people. You’re better off starting your own business. Need ideas? See www.magisto.com and www.amazon.com/dp/B012JAGJY4

  • Akhil Rain
    Akhil Rain 2 hari yang lalu

    For a person that got into Tufts, she isn't very bright.

  • tomj528
    tomj528 2 hari yang lalu

    Where do you even begin with this financial disaster of a girl? A mountain of bad decisions and now she's upset because she can't deduct the interest. At 18 I sure knew NOT to sign up for crippling debt especially for a useless degree. She's got 3 jobs and not one of them come even close to requiring a college degree. She's also relegated herself to a lifetime of being single as no man is EVER going to sign on long term with that debt load. Fortunately, women are equal and no man has to pay for her mistakes. MGTOW!

  • maria ren
    maria ren 3 hari yang lalu

    the american college system is completely fucked jesus

  • zudemaster
    zudemaster 3 hari yang lalu

    Studied Drama? Why? I thought all black women were born Drama Queens!

  • liam Duvall
    liam Duvall 5 hari yang lalu

    College is affordable. It’s called planning. Stop crying. Practice tears in drama class.

  • From The Little River
    From The Little River 5 hari yang lalu

    This girl is nearly paying 70% interest on her student loans :O

  • D'Jhane Costin
    D'Jhane Costin 6 hari yang lalu

    Damn that’s salty

  • Aj Strippgen
    Aj Strippgen 6 hari yang lalu

    You should have majored in finance!🙄 here’s an idea, served your country instead of just serving yourself join the military with military service you get 37 months of paid college and Perdiem! welcome to adulthood

  • Stacy Curto
    Stacy Curto 6 hari yang lalu

    Could have went to public school for those degrees. I know someone who went to Tufts to become a dentist. No sense in going in all that debt for those types of degrees. It’s a shame

  • Ever After
    Ever After 6 hari yang lalu

    Not to brag but I get paid to write and I don't have a college degree. Do I need a degree? Maybe

  • Samantha Jane
    Samantha Jane 6 hari yang lalu

    Honestly though, why is it so expensive? My degree over three years won't cost me more than $21K. Why is college in America so god damn expensive!?

  • Jason Weber
    Jason Weber 7 hari yang lalu

    Choosing a major to invest a large chunk of your time and money into studying is like picking a stock to invest in. You seriously need to understand the industry, future prospects and opportunity in the field to see if there's a payoff before risking your life's savings. Most importantly, governments should not be providing loans for unusable/risky majors. Now someone has to pay those loans, and that person is the student - it should not be anyone else.

  • Alan_1212
    Alan_1212 7 hari yang lalu

    At some point in our society we will have to do something about the student loan crisis because the next recession will be because of student loans. I made the same mistake when I got out of high school. I was never told the total amount i would owe after I got out of college. The lady I spoke with said, I'd have a low monthly payment that wouldn't hinder me in the long run. Well i'm 29 now with $50,000 in debt with an Associates degree in Criminal Justice. When your degree cost more than what you make a year in salary, that is a big problem. the debt is my fault and I should have asked questions but being 18 and going to college, you really don't think to much about the total cost of the loan. they need to start teaching life skill classes when you're a senior in high school that way you have a better understanding of what to expect. If i could do it all over again, i'd never go to college. School shouldn't be free but it should not be crazy expensive either.

  • Michelle J
    Michelle J 8 hari yang lalu

    Grade school does not teach kids a damn thing.

  • Steve Guajardo
    Steve Guajardo 8 hari yang lalu

    She needs Dave Ramsey in her life. Ramsey screwed my life up but in the end of his program it worked for me. My student loans from a community college and technical school are paid off within one year.

  • José Luis
    José Luis 8 hari yang lalu

    Well, now you can have all the drama you want.

  • jmorris023
    jmorris023 8 hari yang lalu

    Your next of kin is not responsible for any student loans, with the exception of co-signers.

  • snakecharmer2011
    snakecharmer2011 8 hari yang lalu

    *THE PLUMBER OR ELECTRICIAN MAKES MORE THAN YOU BABY!!*

  • snakecharmer2011
    snakecharmer2011 8 hari yang lalu

    *WHY???*
    *WHY PAY?*
    *THIS WAS A RIGGED SYSTEM TO KEEP MORE PEOPLE IN DEBT!*

  • Matheus Moraes
    Matheus Moraes 9 hari yang lalu

    The impression that I get from some American young people is that they all want to have their cake and eat it too.
    People take for granted perks like low prices and a stable economy (in comparison with the rest of the world) while paying low taxes.
    But at the same time expect public services and institutions to solve all of their problems.
    Doing research on what you're signing up for BEFORE doing it is a basic adult skill. It's like no one is dependable anymore and everything is someone else's fault.

  • Celine Carey
    Celine Carey 9 hari yang lalu

    A lot of these people let their egos write a check their future job prospects can't cash. Going to a private university, paying $50,000 plus a year to study art and communication??? Uh, yeah, no.

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      Robbert Dempsey 8 hari yang lalu

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  • Imani Imani
    Imani Imani 9 hari yang lalu

    Britney: You should consider becoming a teacher in a K-12 under-privileged school. If you do this, the government will forgive your student loan debt. However, you might need a credential to do this - if you live in California. Secondly, in some states, the government will erase your student loan debt if you become a social worker who works with under-privileged children and teenagers. But, I must warn you. Working with under-privileged children and teenagers is not an easy thing to do. You need to have thick skin and lots of patience. However these aforementioned programs were in existence during the Obama and Bush administrations. I don’t know if the aforementioned programs are still in existence under the Trump presidency, but it’s still worth looking into. Good luck.

  • Jacob P
    Jacob P 9 hari yang lalu

    People commenting it's her own fault due to degree choices are pretty unfair. She's a hard worker who has tried to do the right thing, but has been left in the lurch because people who she trusted gave her bad advice.

  • Ant 16
    Ant 16 9 hari yang lalu

    Sad part is there are people with worthy degrees and 15 to 20 years of experience and still can’t find a job in their field? Blaming the victim is not a way to go.

  • casey Whittington
    casey Whittington 10 hari yang lalu

    i pay my wifes which is less than 300 a month

  • Ricky Spanish
    Ricky Spanish 10 hari yang lalu

    It doesnt cost 118k for a women to understand drama.

  • Jawan Terrell
    Jawan Terrell 10 hari yang lalu

    Too bad she didn't get a real education...on life.

  • swagnarok
    swagnarok 11 hari yang lalu

    studied Drama and communications.....

    should have majored in ChemE or EECS or Math

  • Mytimelinetv
    Mytimelinetv 11 hari yang lalu

    So she went to a private research university that costs 56k per year to study two humanities subjects that aren't employable. She should've just gone to community college and a public in-state university if she wanted to do that. She probably would've finished with around 20k in debt for the entire 4 years which isn't that hard to pay off in a short time. This is just another case of someone studying something that doesn't have a return on investment at a school that is unnecessarily expensive.

    • Jawan Terrell
      Jawan Terrell 10 hari yang lalu

      I finished with only 5K in debt from a state school but this was in 2001. I had a scholarship that paid my tuition. I only needed loans for the room and board. College is more expensive now so you're probably right about the 20K

  • Symlex0100 1
    Symlex0100 1 11 hari yang lalu

    Its a scam

  • Winters
    Winters 12 hari yang lalu

    Her parents/instructors either should've guided her more on how debt works, or she should have listened if they had.

  • Cardigan Backyardigan
    Cardigan Backyardigan 13 hari yang lalu

    student loans are basically a scam, just like college

  • ZeroFrenzy
    ZeroFrenzy 13 hari yang lalu

    This seriously needs to stop. Americans, go abroad, it's a lot cheaper, you indulge in different culture, it's just a lot better. Imagine what the situation will be like in 20 years if this doesn't stop

  • What's up
    What's up 13 hari yang lalu

    Maybe I'll just work at mcdonalds for life

    • Jawan Terrell
      Jawan Terrell 10 hari yang lalu

      You can do that. Work your way up the ladder. Eventually you'll be a general manager and then at some point, maybe own a few McD's yourself...then you'll be a millionaire by the time you're 50.

  • Alison P
    Alison P 16 hari yang lalu

    I pay $1100/ month and I graduated with $120k in debt with an associate's, bachelor's and master's.

  • FaQiang Liu
    FaQiang Liu 17 hari yang lalu

    “I didn’t understand what I was doing; and loans were easy. But i feel like it’s the society’s fault.”

  • Liam Flynn
    Liam Flynn 17 hari yang lalu

    What a nasty perpetual scam. The government are thugs, enslaving and stealing from the people. I understand that education costs money, but this is outright loan sharking!

  • Jacquelin Mendez
    Jacquelin Mendez 17 hari yang lalu

    The only this I agree is how ridiculous the interest on student loans. How is that helping the future generation? Understand something has to come with the loan but interest that goes above 3 to 4 % is highhhhhh. I think their should be a limit of interest added on student loans.

  • My Space emo
    My Space emo 17 hari yang lalu

    Why not go to A community college for two or three years then go to a university for 1 or 2 years

  • Rich 91
    Rich 91 18 hari yang lalu

    Not a very dramatic video...

  • handyman
    handyman 18 hari yang lalu

    so she didnt realize that she would have to pay the money back with interest? did she think the money was a gift?

    • Jawan Terrell
      Jawan Terrell 10 hari yang lalu

      im glad i went to a public state school. I didn't understand loans at the time. Luckily I only had $5K in student loan debt.

  • Harrison Filler
    Harrison Filler 20 hari yang lalu

    Advice to young people: weigh the cost of education against the income you can make with a career in that field * the probability of graduating and getting that job.

    • Jawan Terrell
      Jawan Terrell 10 hari yang lalu

      if she looks good naked she could be a good cam girl and make up a lot of her loan money in a few months. Depending on what she's willing to do on cam.

  • quents
    quents 20 hari yang lalu

    this is HER fault.

  • Ryan Gunnip
    Ryan Gunnip 20 hari yang lalu

    50% of my student loans is going to interest... they've already made more off of me in interest and my loans are only half way paid. Hoping to refinance in a few months and get my loans from $540/month to $150 with literally a fraction of the APR.
    If you are watching this video or reading this, DO NOT TAKE A LOAN IF YOU CAN HELP IT!

  • Alyssa Martinez
    Alyssa Martinez 21 hari yang lalu +1

    Sadly I lost my scholarship and this happened to me...Plan and study carefully people. It’s a harsh world out there

    • Jawan Terrell
      Jawan Terrell 10 hari yang lalu

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  • 54321 12345
    54321 12345 23 hari yang lalu +2

    I couldn't even passed a test to get into college caused by my dyslexia. I guess it was a good thing.

  • Nadya Saraswati
    Nadya Saraswati 23 hari yang lalu

    thank god i took scholarship

    • Nadya Saraswati
      Nadya Saraswati 10 hari yang lalu

      +Jawan Terrell never took any kind loan, living (flat and food) is pretty cheap here from where i live 😃

    • Jawan Terrell
      Jawan Terrell 10 hari yang lalu

      Scholarships might not cover room and board so you'd need some loan assistance or a part time job.

  • Jaren C
    Jaren C 23 hari yang lalu

    She should do student loan forgiveness before Trump gets rid of it, Jesus people use your Google!

  • Thomas Grey
    Thomas Grey 23 hari yang lalu

    DRAMA AND COMMUNICATIONS!!!! DAM GIRL!!!

  • [i] ven
    [i] ven 24 hari yang lalu

    Drama. Hahahaha

  • SlyPanther
    SlyPanther 24 hari yang lalu

    It sucks because students are not educated on loans. They barely know who they are and what they want to do with their lives. They dont understand how compound interest works in the slightest. The parents are also to blame. Cosigning on these loans can also crush family relationships.

  • silverstake88
    silverstake88 25 hari yang lalu

    "Everybody does this" NO, EVERYBODY DOESN'T GO INTO DEBT LIKE THIS!!

  • Chengmaster
    Chengmaster 28 hari yang lalu

    wait you can major in drama & communications? o.O

  • Five Cents Matter
    Five Cents Matter 29 hari yang lalu

    It's okay honey. I was an idiot too. Keep working your three jobs and knock it out now and you'll be okay. It just sucks right now not seeing that debt needle move.

    • Ceaser Milind
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  • Ben Jakob, D.C.
    Ben Jakob, D.C. 29 hari yang lalu

    Wanna solve this epidemic? The government should stop insuring these loans. Tuitions will plummet and the debt will be manageable even with a higher interest rate. These types of fiasco's almost always are the result of government trying to "fix" a problem that doesn't even exist.

    • Five Cents Matter
      Five Cents Matter 29 hari yang lalu

      Free money for everyone has created a mess. I've made a promise to myself that my children will never borrow money to go to school.

  • Kay Moree
    Kay Moree 29 hari yang lalu

    Why would she even go to college for Drama and communications? better yet an expensive University. Lord have mercy. HEADS UP: Do NOT go to college for majors like that where’s though, you are definitely not gareenteed to make any money after college. It’s a pointless major. Major in something that you KNOW you will make good/great money after college. Choose a school wisely, meaning don’t go for a real expensive University unless you have a scholarship to go there. That is just my tips. Also, it would be BEST to start off at a Community college. It is a lot cheaper. Apply for scholarships, do not take out unnecessary STUDENT LOANS. Only borrow if you NEED it. Only take out what you NEED. Not what you WANT. Just remember, you WILL have to payback EVERY loan you took out.

  • K. A.
    K. A. Bulan Yang lalu

    My plan to stay debt free:
    - File FAFSA (if loan option is in my package, don’t take it)
    - Make time to apply to small scholarships ($100-500) during senior year of high school
    - Make a resume, apply for federal work study OR
    - Find a part time job during college
    - Do a summer job after graduating high school
    - Go to a cheap college (if it’s a 4 year school, find a school that is $10k per year)
    - Don’t spend money on unnecessary things (don’t go Starbucks to study, go to the library with a thermos of tea)

  • liliana lol
    liliana lol Bulan Yang lalu

    Y’all she has a coach purse at 3:30.
    Wait-

  • liliana lol
    liliana lol Bulan Yang lalu

    I’m fifteen but I calculated my total life expenses for when I graduate college. (I’d have to make 48K/yr to live comfortably alone.) the cost gave me a heart attack. I pray I get a scholarship.

  • Pinkit 94
    Pinkit 94 Bulan Yang lalu

    But at 18 would you have listened/understood the seriousness of student loans?

  • Anime Banz
    Anime Banz Bulan Yang lalu

    Minimum payments is a trap.

  • Karen Joyce
    Karen Joyce Bulan Yang lalu

    Love her. This is what the majority of graduates are going through.. having to work 3+ jobs and surviving on side hustles. The system is a joke. Students are sold at a young age to make it into top schools. It’s not her fault. Why does college have to be so expensive? Education is a business in American and it needs to be a right. This woman is ambitious and educated.. she should to be punished for this. Education is free or cheap in other countries like Germany where people also get stipends and free healthcare. The ivermnwt there actually cares about me well being and education of its people. Our government needs to change and prioritize education and humanity over money war and greed.

  • Stephen Murray
    Stephen Murray Bulan Yang lalu

    She'll be paying that for 15 years. That's a prison sentence. She seems surprisingly upbeat considering.

  • Jacob Luna
    Jacob Luna Bulan Yang lalu

    I owe $0.00 in student loans

  • Student Loan Collection
    Student Loan Collection Bulan Yang lalu

    It’s not fun when carry a student loan.

  • MATTI MATTI
    MATTI MATTI Bulan Yang lalu

    Now that's drama

  • Italo DDD
    Italo DDD Bulan Yang lalu

    Nobody asked you to do it. The interest rate is very good for student loans. Better than mortgage.
    Next time.. Pay for really profession, not to that "cultural BS" that nobody cares

  • Yashura-chan
    Yashura-chan Bulan Yang lalu

    Meanwhile in Finland, we pay no tuition fee whatsoever for any higher education. We get an allowance from the government of about 200-250 euros per month, plus additional benefit to cover rents (of about 300-400 euros per month depending where you live). On top of that you can either work or get an additional student loan (at max 650 euros per month). While many opt out taking the loan option, it's really reasonable with currently less than 1% interest and if for some reason you can't pay it back the government will do that for you. And you can negotiate the monthly payment with your bank (mine is going to be around 250 euros per month and I would be debt free in about 8 years).

  • Alexander McNeil
    Alexander McNeil Bulan Yang lalu

    University is becoming a scam

  • Pniko
    Pniko Bulan Yang lalu

    So it must be about a 80k loan then. My truck is 800 dollars.

  • Pascal xavier
    Pascal xavier Bulan Yang lalu +1

    Those who propose these student loans are vampires.

  • Johannie Salomon
    Johannie Salomon Bulan Yang lalu

    I'm actually so lucky to be french, uni is pretty much free here...

  • Marco Tonta
    Marco Tonta Bulan Yang lalu

    I don't know why most woman seems to have that problem of thinking very highly of themselves and like these fancies big title job even if in the end it means nothing and don't even pay well and most important it's not even a in demand job...

  • Marco Tonta
    Marco Tonta Bulan Yang lalu

    she can't afford groceries and you are this size ...hahaha that's funny

  • Marco Tonta
    Marco Tonta Bulan Yang lalu

    Education and major studies have always been expensive even years ago, it's just that before people were more focus on agriculture, transportation, and farming stuff which mostly were learned on the job place..Studying is a good way for institutions to make money as well cause specially in north america they force you to study before giving you a job, as in lots of countries the fact of learning a trade on the job, from your parents or just by yourself is still very well in use and is still accepted by companies as a tool for recruitment .. If you have years of experiences it is enough for you to apply for a job.. Not as a surgeon, Lawyer , dentist etc but most of trades jobs, manufacturing jobs, or mostly hand skills jobs which is a major plus ...i think it's one of the major reason why people get in school debt very easily as they don't have the choice . Unless you come from a rich family or at least a family who were smart enough to save for their kids studies..

  • sato88888888
    sato88888888 Bulan Yang lalu

    Great school, bad major.

  • Brynn Williams
    Brynn Williams Bulan Yang lalu +1

    yeahhh college is looking slow

  • blessyo4
    blessyo4 Bulan Yang lalu

    My cousin is studying Medicine here in the Philippines-- free tuition.

  • Gnome Star
    Gnome Star Bulan Yang lalu

    Heres a solution, give all people who have to repay student loans 0% interest, and then offer no more student loans to anyone. You'll see how fast University tuitions come down, and at the same time a degree will be worth more then a job at Starbucks.

  • Sele Gonzalez
    Sele Gonzalez Bulan Yang lalu +2

    I would sell the hangers too

  • seriouslyitslife
    seriouslyitslife Bulan Yang lalu

    People are blaming her, but its the adults who failed to teach her financial literacy. Her education in financial matters was nonexistent and
    that's common for a lot of kids. It keeps happening to so many kids and their parents are failing them in that.

  • Eve
    Eve Bulan Yang lalu

    I earned my AA at a community college. I earned my BA at a private school. I earned my MA at a state university. Next year, I will be going out of the country to earn my PhD. 1. Research your major!!!! 2. Be sure you as a student are ready for the hard work of college. 3. Make sure you are choosing a major that you are good at, that you love, and that you have researched regarding possible careers for that major. 4. If you can go to a community college, do so! Nothing wrong with a community college. Just look at me and plenty other people. 5. Don't expect to get your dream job after graduation, but that does not mean you should get discouraged. Search for any job that is even somewhat related to your career. 6. Never stop applying to jobs until you are hired for the position you want! I applied to like 30 jobs every 4-5 months. Now I do not need to apply to jobs anymore since I am moving away next year.

    • Eve
      Eve Bulan Yang lalu

      Yes. I have plenty of loans but I have a degree that is valuable but not only that, I am a valuable worker. Too many today think that a degree is a saving grace. It's a combination of skills, work ethic, experience, and education.

  • sabrina arabo
    sabrina arabo Bulan Yang lalu +1

    I was thinking about dental school but I thought and figured it out I can't be under $500,000 privet student loan !! so I kill my dream to be a dentist

  • Patricia Abraham
    Patricia Abraham Bulan Yang lalu

    I'm just confused. What was her plan with drama and communication? To be an actress?

  • kirk natapraya
    kirk natapraya Bulan Yang lalu

    She is working hard to pay it off and just wants a solution to help pay it all off not a hand out so I admire her for that

  • ttisanime
    ttisanime Bulan Yang lalu +1

    People act like you can't be financially successful without a degree. Get a degree when you need it, like a doctor, or lawyer or something. Otherwise just teach yourself, because not all the time college is all the hype.

  • Nadiyah Jean
    Nadiyah Jean Bulan Yang lalu +2

    She went to school for what she was passionate about. You’re not guaranteed a job after graduating college. Most college promises you a job but it’s not true. When I was in college they did even want to help me find an internship. I had to do those things on my own. I work, I pay my loans and I still can’t afford to live happy. It’s how the system was setup to keep students struggling with loans. I know people who owes almost half million dollars of loans.

  • Muhammad Siddiqui
    Muhammad Siddiqui Bulan Yang lalu +1

    Atleast study something useful so you can get a proper job.

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  • John Moore
    John Moore Bulan Yang lalu

    It honestly blows my mind how people will do this and then blame it on others... don’t take out student loans for a pointless major.... don’t go to the most expensive college.... work part time and do community college...

  • John Moore
    John Moore Bulan Yang lalu

    It honestly blows my mind how people will do this and then blame it on others... don’t take out student loans for a pointless major.... don’t go to the most expensive college.... work part time and do community college...

  • Star Leona
    Star Leona Bulan Yang lalu

    Literally similar boat. I took out 25 thousand for my last year, grad 2012 with a ba in anthropology. Payment is 718 and mostly all goes to interest.

  • Doug Hunt
    Doug Hunt Bulan Yang lalu

    I went to war for this country as an 0311 Infantryman and I came out of college with over 20k in debt. I was a reservist and because of that my contract was written to only pay a percentage of it. I'm for all for personal accountability but I know servicemen that's never seen war and got 100% tuition reimbursement. That much doesn't seem fair, I think if you've been in combat you should get your college paid for.